The average price of a home sold in Middlesex County for the month of June 2018 was $444,824. The current June figures show that there has been a steady increase in sale prices over the past year, which means it’s a great time to sell! A total of 122 homes were brought onto the market…
You’ve found the perfect home and you’re ready to put in an offer, but your down payment will be less than 20% of the purchase price. Does this mean you can’t get approved for the mortgage? No, it doesn’t! It just means that you will need an insured mortgage. Let me explain this further. Definition…
Applying for a mortgage is probably the biggest financial decision you will ever make. At times it can be intimidating and confusing. Choosing a mortgage agent means you’ll be met with a personal approach and you’ll learn something from the process. The right agent will find you the best rate based on your unique financial…
Mortgage mistakes can be some of the costliest errors you could possibly make! For first-time buyers especially, navigating the mortgage landscape can be tricky but you can avoid making mistakes with the right advice from a mortgage agent. Mortgage brokers specialize in looking at the big picture, financially speaking. Together we can find you the…
A mortgage agent can make applying for a mortgage much easier on you, especially for first-time home buyers. A mortgage is one of the biggest investments you’ll ever make and the right mortgage could mean you can finance your dream home. Your point of contact for applying for a mortgage is either a loan officer…
One of the most common questions people ask when they begin to think about applying for a mortgage is, “Should I go with a Banker or Broker?” Walking into your local bank branch might seem like the default action when applying for a mortgage but the reality is that despite the fact that banks are…
Location The rural county of Middlesex is located in Southwestern Ontario. It is surrounded by Huron, Perth, Oxford, Elgin, Chatham-Kent and Lambton Counties. While London, Ont. is located within Middlesex county, the municipality is run independently. Including the City of London and three Native reserves in the area, the population of Middlesex County is 455,000.…
Location Elgin County is a region of Southwestern Ontario which includes Malahide, Aylmer, Bayham, West Elgin, Southwood and Dutton. The county has a population of 50,000 with over 35,000 residential homes. Housing Market In 2017, 674 homes were sold in the Elgin County region at an average price of $282,866. This is a 3 per…
Location St. Thomas, Ont. is located in Southwestern Ontario – south of London, and between the Sarnia and Windsor U.S. borders and Toronto. The town is located along the provincial 401 highway. Housing Market In 2017, 901 homes were sold in the city of St. Thomas at an average price of $261,481. This is a…
Location Located west of London, Ont., Strathroy-Caradoc is the largest municipality in Middlesex County. The community is located close to Highway 402, and is equal distances between London and the Michigan border to the U.S. through Sarnia. Housing Market In 2017, 335 homes were sold in Strathroy at an average price of $303,969. This is…
If you could renovate your kitchen, what would you do? Would you finally tear down those old cabinets that never quite close all the way? Build an island? Imagine: having the space to work on more than one dish at the same time. Soft-close drawers would be nice too. We often put off doing the…
You’ll often hear people talking about how important keeping a good credit score is, but what exactly does that mean? In short, the higher your credit rating is, the better. This means banks will be more likely to loan to you at lower interest rates. The lower your credit rating, however, can make the process…