Justin McCallum, Mortgage Agent

Hi, I’m Justin McCallum.

Whether your mortgage is up for renewal, or you’re looking for a brand new mortgage, I’ll make your experience a great one.

As an independent mortgage consultant with Real Mortgage Associates, I put your best interests first. I provide comprehensive mortgage solutions, regardless of your current financial situation. We will sit down and discuss your levels of current debt, employment, fees and documentation costs, and many other important details that will affect your long term mortgage payments.

The great advantage of using a mortgage firm such as McCallum Mortgages is that, unlike a bank, I don’t represent any particular lending company or product. Instead, I have access to more than 40+ different lenders including banks, credit unions, private investment funds, private investors, trust companies and other mortgage lenders.

Why Justin McCallum, Mortgage Agent Chatham

I know the local market

I follow the Chatham, London and surrounding area mortgage lending markets closely so you always know when a new or adjusted loan becomes available from a bank, credit union, trust company, private funds or other lending source.

I offer solutions for a variety of financial situations

I provide comprehensive mortgage solutions, regardless of your current financial situation. I consider your levels of current debt, employment, fees and documentation costs, and many other important details that will affect your long term mortgage payments.

I have a vast network of traditional and private lenders

Unlike a bank, I don’t represent any particular lender. Instead, I have access to more than 40+ different lenders including banks, credit unions, private investment funds, private investors, trust companies and other mortgage lenders.

I am dedicated, professional and personable

I pride myself in my ability to provide exceptional service to each and every client. As an independent mortgage consultant with Real Mortgage Associates, I put your best interests first. All conversations are strictly confidential.

Some Of The Lenders We Work With

Google Rating

5.0

Justin McCallum - Real Mortgage Associates

5.0

Melissa Watson

20:40 09 Aug 17

Justin has been amazing to work with. I have used him a few times now. He is very knowledgeable, informative, and honest. I feel completely comfortable trusting his advice. He is friendly, yet professional and gets the job done in a timely manner. His response time is great, which I very much appreciate. I am grateful for all his help. He made the transaction seamless for me, therefore reducing much of the stress which comes along with it. I would definitely recommend him and will use him again in the future.

Joseph Michael Hentz

16:10 12 Aug 17

As a real estate lawyer, I have assisted a number of Justin's clients complete their mortgage and financing transactions. He is responsive to his clients' needs and works hard to put together the best deal possible. Justin goes above and beyond what is typical of a mortgage broker to ensure all necessary information and actions have been taken so there is no delay in financing. I highly recommend Justin for all financing requirements.

Bill Concannon

18:21 10 Aug 17

I have had the privilege to deal with Justin on a few occasions. His knowledge of both the real estate as well as the mortgage business is extensive. Very professional and friendly in all my dealings with him. Keep up the great work Justin! Always a pleasure!

Greg Proulx

17:20 14 Aug 17

Justin was awesome to deal with, very professional and easy going but worked very hard for us on getting us the best possible approval. Definitely would use him again and have already recommened a few friends & co-workers. Keep up the great work Justin!

David Sharpe

17:51 17 Aug 17

First off, if your looking to set up your first mortgage, renewing a current mortgage, or anything in between, see Justin McCallum FIRST! Both myself and my family have been dealing with Justin for years now and we are extremely pleased with his service. He is always looking out for our best interest and continues to impress! Thank you again for all your help Justin, we greatly appreciate it.

Alicia Matthews

22:07 19 Jul 17

Justin McCallum was recommended through our real estate agent and we are glad he was!My boyfriend and I are first time home buyers, so we were full of questions, Justin was very courteous, patient, and helpful with all of our questions and concerns. He is also very easy to get a hold of via text, email, or phone call which ever is easiest for you! ( It was personally a plus for me having someone to text me and not call, as my work hours are changing daily)Justin is very accommodating and would also stay after hours at his office when we worked late but needed to come in to sign documents etc, he honestly made the whole process super easy and stress free. He keeps in touch throughout the whole process to make sure that all is going well. We highly recommend Justin McCallum to anyone!

Brian Schepers

15:05 14 Aug 17

Justin was great to work with. He made the process very simple and easy. Very knowledgeable and I will continue to recommend Justin to my family and friends.

Corey Shelson

18:11 09 Aug 17

I worked with Justin last month while looking for a mortgage on an investment property and was very happy with his knowledge on traditional and second mortgages. He was easy to get ahold of and happy to answer the various questions that I had. Definitely recommend Justin if you need a mortgage.

Dr. Heather Bailey

13:36 10 Feb 21

Self employed, was in the market for a rural property/hobby farm. Other brokers were no help but Justin thought outside the box and not only got us approved but got us a great rate too. Highly recommend.

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